Being a Woman Is Not a Pre-Existing Condition
Thursday, October 22nd, 2009
Insurance policies for young people that don’t include maternity coverage are a hot button for me.
On the other side of every pregnancy, there is a man who bears an equal responsibility for the cost of the maternity care. There is no excuse for offering coverage that does not include it because men who choose these policies run absolutely no risk that they can become accidentally pregnant, while women always have that risk as long as they are physically capable of pregnancy.
It’s very early, and I’m still a little sleepy, so my arguement probably isn’t as clear as I’d like it to be.
NPR has an article on the issue showing that women pay more: Framing Health Care Debate As Battle Of Sexes : NPR
A recent study by the National Women’s Law Center found that 25-year-old women have been charged up to 84 percent more than their male contemporaries for individual health plans — plans that specifically exclude maternity coverage.
Be informed. Get more information at
National Women’s Law Center: Nowhere to Turn: How the Individual Health Insurance Market Fails Women
The National Women’s Law Center’s new report, Still Nowhere to Turn: Insurance Companies Treat Women Like a Pre-Existing Condition, provides sobering new data about the inequities that women face in health insurance.
The extent of gender rating, in which insurance companies charge women more than men for the same coverage, has remained abysmal since the Center issued its landmark report in 2008, Nowhere to Turn: How the Individual Health Insurance Market Fails Women.
